Welcome Bonus: 5,000 KrisFlyer miles the very first time you charge to your Card (for first-time American Express Singapore Airlines Credit Card applicants only). Use of this site constitutes acceptance of our. Find the best airline card and start earning miles today. Avoid paring Miles credit cards with Cashback credit cards since these reward types are incompatible. We’ve rounded up the best credit cards for fresh grads in 2019 right here so that you can enjoy more time spending your first paycheck! The Points Guy, Brian Kelly, answers a reader question about the best rewards credit card strategy for flying Singapore Airlines First Class. You can Enjoy a complimentary 2 night stay at selected Banyan Tree and Mandarin Oriental hotels, with a further 1 night free stay at the W Singapore or St Regis Singapore. All rights reserved. And, if the full amount of the credit isn’t used by the end of the sailing, any remaining credit will be refunded to the card on file. Thinking about Investing during the Circuit Breaker to grow your money? SingSaver.com.sg’s comparison tool helped me decide on an air miles card in 10 minutes.” ”, “ “I used to be scared of credit cards, but SingSaver.com.sg made me realise that I don’t have to worry about debt if I pay my bill on time each month. Comparing Best Credit Card in Singapore (updated 2019) Compare and select the best credit card that most suitable for your daily usage. ... 11 Things to Know Before Getting Your First Credit Card. “I’ve always thought about getting a travel credit card, but I didn’t know which one to get. If you already have a Standard Chartered credit card, you’ll be rewarded with $30 cash via PayNow when you sign up. Sign-Up Bonus: The ANZ Travel Visa Signature Credit Card … OCBC Titanium Rewards Card is the best shopping card on the market, for expats and native Singaporeans alike–in fact, no shopping card is more comprehensive and versatile. Earn an additional 30,000 points after you spend $10,000 on purchases in the first … We offer the pros and cons of the top cards and how to pick the best rewards credit card for you. Citi Cashback Credit Card. Here are the 5 most popular credit cards in Singapore, based on our data: 1. It comes with a first-year annual fee waiver and unlike other cards, there are no messy conversion fees to transfer miles to your KrisFlyer frequent flyer program. Don’t focus on travel rewards or cash back rates, these will come later. The details you see on our site may be different from others. 5.0 Apply Now. Find out all you can about terms and conditions like expiry dates, exclusions, minimum spend, credit limit, etc. Credit Card. Do you want to collect air miles and fund your upcoming travels? Note that American Express also issues its own credit cards, even though it’s not a bank. Valid until 27 Dec 2020 - See more details below, Valid until 28 Dec 2020 - See more details below, Valid until 10 Jan 2021 - See more details below, Valid until 31 Dec 2020 - See more details below, Savings on dining, grocery and grab spendings, Convenience and perks for frequent flyers, Unlimited cashback with Ez-link capabilities, Highest cashback on any contactless payment, Find a card that fits your spending habits, Plan how to use your credit card benefits. It is at least double the price (if you consider it along with the joining fee) of the next most expensive one available. Best Business Credit Cards American Express® Business Gold Card: Best Business Credit Card For Membership Rewards The Business Platinum Card® from American Express: Best … Best . Annual fees aren’t the only type of credit card charges you might be paying. Heck, I only got my first life insurance plan last year. It’s definitely a great fuss-free cashback credit card for all-rounded spending. The Centurion Card is by far the most exclusive among the credit cards available in Singapore. On a lunch or dinner flight departing Singapore their catering is … This promotion is valid for the first 200 new UOB cardmembers from now till 31 December 2020. Unfortunately, there’s no single best credit card in Singapore. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. Top Credit Card Promotions And Deals On SingSaver Here’s a compilation of all the credit card promotions on SingSaver, as well as the credit cards eligible for each promotion. Best credit card for: Dining If you dine out a lot – whether at local or overseas restaurants, the OCBC 365 Card’s cashback promos for dining are best for you. Earn Miles That Don't Expire - Annual Fee Applies. The best rewards credit card depends on your preferences for points, miles or cash back and your credit card strategy. So if you’re a cashback credit card fanatic, you might wanna bookmark this article for future reference. Annual fee: $0. 10,800 miles if you spend a minimum of S$3,000 in the first 3 months. Save S$187 Extra Discount LG UHD SMART TV 43UN7300PTC S$762.00 S$949.00 Save S$700 Extra Discount SHARP SOUND BAR HT-SBW460 … Bonus miles capped at $80 transit spend per month till June 2020. $1 = 4.4. miles on local bus and train rides via mobile contactless. BOC Singapore >> Bank Cards >> BOC Credit/Debit Cards BOC Credit/Debit Cards BOC Qoo10 Credit Cards BOC Elite Miles World Mastercard BOC Zaobao Credit Card … Depending on what you value and what you spend each month, you can save thousands of dollars in cashback or air miles each year simply by choosing the right credit card. Many of these other common fees will impact the benefits you earn, so be mindful of them and actively monitor your spend. Senior business executives who travel often for work or leisure may want to check this out. I found and applied for a cashback card easily on their website. $150 cash credit when you spend $1,500 within 30 days from approval date. Standard Chartered Unlimited Cashback Credit Card. Compare and find your ideal card with MoneySmart’s easy-to-use credit card comparison tool. If a bank credit card interests you, two of the best credit card rewards programs are American Express and Chase, because their points can be transferred to a wide variety of partners. If you have no credit or very limited credit, you’ll need to read up on building credit for the first time. spend of $80 is required. Credit Cards Get the Maybank Credit Card that complements your lifestyle and gives you the best rewards. Capital One Platinum Credit Card: Best feature: No annual fee. Already signed up? No Annual Fee. Compare the top cash back, rewards, petrol, shopping, grocery or air miles credit cards and learn about credit card promotions and more. Love it.” ”, Discover for yourself the most suitable option. Apply through us too and receive exclusive welcome gifts – on top of the bank’s own sign-up bonuses! This card gives you the most number of elite status in loyalty programmes. Read these next: Top 6 Air Miles Credit Cards in SingaporeWhy Citi PremierMiles Visa May Be the Most Useful Miles Card in Singapore6 Credit Cards That Give Free Access To Airport LoungesThe Best Miles Cards… May Be Rewards CardsBest Women’s Credit Cards in Singapore. The HSBC Visa Infinite Card is a premium credit card offering one of highest welcome bonus miles and exclusive travel perks such as unlimited access to airport lounges, airport limousine and express immigration clearance. With so many credit cards in Singapore to choose from, it can be difficult to narrow down the best credit cards to suit your lifestyle. If you're interested in applying for your first miles credit card and tend to fly with SIA, you may want to consider American Express Singapore Airlines KrisFlyer Card. In addition, you can earn: • 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year. This card also bill itself as the first card in Singapore with a credit limit of S$1,000,000. Second, there’s no cashback cap per month. A credit card is a form of unsecured credit issued by banks. This overview of rewards cards basics will help you learn about the different rewards programs out there and, most important, whether or not it’s worth signing up for a … You would spend a total of $12,000 per year. Only for new Citi credit card customers in Singapore. Standard Chartered Visa Infinite Card; This is one of the cards that require a higher income level in Singapore. When comparing credit card deals, it’s important to consider your financial situation and how you intend to use a card in order to help you find the best no annual fee credit card for you. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. That’s not bad for a first credit card, especially considering there are no fees whatsoever. In addition to being open to applicants with limited credit profiles, they also offer: 1. Here are the 5 most popular credit cards in Singapore, based on our data: The Standard Chartered Unlimited Cashback Card is a no-brainer when it comes to calculating your cashback per month. The best credit card is the one that compliments your spending habits and allows you to maximise the cashback you can earn. The best first credit card to get will be the one to start building your credit history. Receive up to 8,800 KrisFlyer bonus miles and a 24″ Acer Monitor (worth S$349) within the first 3 months of membership: The Citi Cash Back Visa Card offers one of the highest cashback rates for groceries, dining, Grab and petrol compared to other cards on the market. Long considered one of the best experiences in flying, traveling in Singapore Airlines’ first class is a luxury you won’t want to miss. Below is a visual representation of the approximate savings one can earn by using the best shopping credit cards in Singapore. Whether you are looking for a card that will reward you of dining, travel, air miles and petrol rebates, it is best to check all available options and make sure that your choice will match your needs and lifestyle. This is a deeply personal matter - only you can decide how you prefer to be rewarded. Both payment networks are easy and secure to use. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. Be sure to ask a bank rep to clarify if you don’t see answers anywhere. Promotion valid till 31 July 2020. Find the best credit cards in Singapore. I found and applied for a cashback card easily on their website. Based on an average monthly spend of S$2,000, we analysed the best credit cards for overseas expenditures on the market, calculating the total value they generate for their users after 2 years, summing up all rewards and netting out annual fees. Find a credit card that works for you by comparing rewards, low rates, cashback cards and more. © 2009-2020 MoneySmart. Annual Fee … Here are some of the cards that are best suited for high-income earners. Plus The Ultimate Savings Guide for COVID-19 and Beyond, for free! Cashback credit cards offer perhaps the most straightforward type of reward for consumers. Spend Bonus: Receive a Bang & Olufsen Beoplay E8 2.0 (worth up to S$399) when you spend S$5,000 in the first 3 months of Card Membership. UOB PRVI Miles Visa Card: Up to 6 mpd on travel sites. Love it.”, Maybank Horizon Visa Signature Credit Card, Standard Chartered Unlimited Cashback Card, Allianz Global Assistance Travel Insurance, American Express Singapore Airlines KrisFlyer Credit Card, instant digital credit card approval and issuance, highest cashback rates for groceries, dining, Grab and petrol, Top 6 Air Miles Credit Cards in Singapore, Why Citi PremierMiles Visa May Be the Most Useful Miles Card in Singapore, 6 Credit Cards That Give Free Access To Airport Lounges, The Best Miles Cards… May Be Rewards Cards, Low earn rate of $1 = 1.1 miles on local spend, $1 = 3.1 miles on Grab rides and select coffee, fast food, food delivery, pharmacy, and entertainment merchants, 8% cash back on Groceries & Petrol daily, worldwide, 6% cashback on Dining at restaurants, cafes, fast food eateries, caterers daily, worldwide, Fuel savings of up to 20.88% at Esso & Shell, Up to $1,000,000 coverage when you charge your travel tickets to the card, Low minimum spend of $800 per month required to earn cashback. Petal 2 Visa® Credit Card. Sign up by 31 Dec 2020 P2W3D ON TODAY. Limited time offer: Get our highest cash gift amounting to $350 when you apply and spend on your Citibank credit cards! Points credit cards, on the other hand, are more flexible as they can be used to either get cash rebates on specific merchants or convert points into miles to redeem free flight tickets. You’re in luck! The best choice is likely to be a credit builder credit card , as these are designed for people with a poor or limited credit history. See our top picks of 2020 and find the right credit card for your favorite airlines. With no annual fees for life, the best cashback cards in Singapore gives you access to over 1,000 regional deals and discounts, privileges like complimentary green fees and more! Read the latest news about Best Deals Credit Card products in Singapore and the best money saving tips. It comes with an annual income requirement of $120,000 and a hefty $650 annual fee. 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